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  • Fri., Dec. 19, 2014 10:00 AM - 5:30 PM CST 12 Days of Christmas: Day 7

    Shop the 12 Days of Christmas at the Go Texan Store at NRG Stadium, December 12-24! Each day will feature a new daily deal or discount, and there will be appearances by a Texans player, Ambassadors, Cheerleaders, and Santa TORO!

    Dec. 19: Wear an ugly holiday sweater into the store and get to pick a discount from our tree.

    Complete info at http://www.houstontexans.com/gotexanstore.html.

  • Fri., Dec. 19, 2014 12:00 PM - 1:00 PM CST Texans Friday: Sonic Drive-In Friday, December 19
    Noon-1pm – Sonic Drive-In, 8504 Main St., Houston, TX 77025
    Proudly wear your Texans gear to get a FREE corn dog (1/person) for this hour at this location.
    Houston Texans Cheerleaders signing autographs and taking pictures.
  • Sat., Dec. 20, 2014 10:00 AM - 5:30 PM CST 12 Days of Christmas Sale: Day 8

    Shop the 12 Days of Christmas at the Go Texan Store at NRG Stadium, December 12-24! Each day will feature a new daily deal or discount, and there will be appearances by a Texans player, Ambassadors, Cheerleaders, and Santa TORO!

    Dec. 20: $40 off all Andre Johnson Nike jerseys. Appearances by Houston Texans Cheerleaders (11-1pm), Texans Ambassadors Kenny Houston and Bubba McDowell (12-1pm), and take photos with Santa TORO (2-3pm).

    Complete info at http://www.houstontexans.com/gotexanstore.html.

  • Sun., Dec. 21, 2014 9:30 AM - 4:30 PM CST 12 Days of Christmas Sale: Day 9

    Shop the 12 Days of Christmas at the Go Texan Store at NRG Stadium, December 12-24! Each day will feature a new daily deal or discount, and there will be appearances by a Texans player, Ambassadors, Cheerleaders, and Santa TORO!

    Dec. 21: 2 for $30 on select youth tees.

    Complete info at http://www.houstontexans.com/gotexanstore.html.

  • Sun., Dec. 21, 2014 12:00 PM CST Ravens at Texans The Texans host the Ravens at NRG Stadium.
  • Mon., Dec. 22, 2014 10:00 AM - 5:30 PM CST 12 Days of Christmas Sale: Day 10

    Shop the 12 Days of Christmas at the Go Texan Store at NRG Stadium, December 12-24! Each day will feature a new daily deal or discount, and there will be appearances by a Texans player, Ambassadors, Cheerleaders, and Santa TORO!

    Dec. 22: Only $20, Nike cotton tees & Only $25, Nike Dri Fit tees.

    Complete info at http://www.houstontexans.com/gotexanstore.html.

  • Tue., Dec. 23, 2014 8:00 AM - 9:00 AM CST Verizon Texans Players Show

    Meet Texans offensive linemen Duane Brown and David Quessenberry at the Verizon BLVD Place Store, 1700 Post Oak Blvd., Houston, TX 77056.

    Lots of Texans prizes & giveaways!

    Player(s) subject to change.

    Autograph info: http://www.verizonwireless.com/mobile-living/event/verizontexansplayersshow/

  • Tue., Dec. 23, 2014 10:00 AM - 5:30 PM CST 12 Days of Christmas Sale: Day 11

    Shop the 12 Days of Christmas at the Go Texan Store at NRG Stadium, December 12-24! Each day will feature a new daily deal or discount, and there will be appearances by a Texans player, Ambassadors, Cheerleaders, and Santa TORO!

    Dec. 23: Fill our clear bag and get 25% off all goods in your bag.

    Complete info at http://www.houstontexans.com/gotexanstore.html.

  • Wed., Dec. 24, 2014 10:00 AM - 5:30 PM CST 12 Days of Christmas Sale: Day 12

    Shop the 12 Days of Christmas at the Go Texan Store at NRG Stadium, December 12-24! Each day will feature a new daily deal or discount, and there will be appearances by a Texans player, Ambassadors, Cheerleaders, and Santa TORO!

    Dec. 24: Spend $100, get a $20 gift card free. Appearances by Houston Texans Cheerleaders (11-1pm) & Texans Ambassador Fred Weary (12-1pm).

    Complete info at http://www.houstontexans.com/gotexanstore.html.

  • Fri., Dec. 26, 2014 10:00 AM - 5:30 PM CST Fan Appreciation Sale at Go Texan Store

    As a big thank you to the best fans in the NFL, we have a Fan Appreciation Sale just for you!

    From December 26-28, stop by the Go Texan Store to get 20 percent off all purchases, excluding sale and value items.  On December 28 gameday, sale is also valid at any Go Texan Store location throughout NRG Stadium.

    For store hours and more details, visit http://www.houstontexans.com/gotexanstore.html.

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BWTB: Bridgewater's backup plan

Posted Apr 29, 2014

A look at an insurance policy that can protect Teddy Bridgewater from a fall in the NFL Draft.


How do you protect yourself from the unknown?

In the case of Louisville quarterback Teddy Bridgewater, how can you secure your financial future without ever stepping foot on an NFL field?

I know this sounds like the start of your garden variety insurance commercial, but this is a legitimate question facing not just college football players, but all amateur athletes whose careers are waiting to begin. And yes, it is about insurance.

Bridgewater's answer, or better yet his policy, gives an inside glimpse to what could become commonplace for future stars as they approach their respective professional careers.

Let's rewind back to 2013. Teddy Bridgewater, fresh off a 33-23 win over SEC foe Florida in the Sugar Bowl, was widely viewed as the top overall college quarterback. Many writers felt that had he been eligible for the 2013 draft, the Kansas City Chiefs would have made him the top overall selection. Bridgewater was considered the most pro ready, and lauded for his accuracy and helping lead Louisville to a BCS game.

Fast forward a year later. What has changed?

From a statistical perspective, not much. Bridgewater's completion percentage, passing yards, passing efficiency and TDs all went up, as he put the finishing touches on an impressive collegiate career. Yet, despite an improved season on the field, the media's consensus on the talented signal caller has dropped in the past few months. Since he struggled at his pro day on March 17, he has continued to freefall among draft pundits. Once deemed a lock for the top 10, Bridgewater now sits in the late first round in most 'mock' drafts, with ESPN's Mel Kiper predicting the Louisville QB will fall into round two.

While draft positioning may seem trivial to the average football fan, significant sums of money are at stake for the incoming players. According to the website OverTheCap.com, the difference between being picked number one overall and 10th is over 11 million dollars over the life of a rookie contract.

First and 33rd overall (difference between Texans first and second round picks)? Try 18 million bucks.

So, Bridgewater covered himself, literally. As first reported by ESPN's Darren Rovell, Bridgewater has a five million dollar loss-of-value insurance policy. From the report...

"Sources tell ESPN.com that after the quarterback completed his junior season at Louisville, he added $5 million on top of his already purchased $10 million total disability injury policy and supplemented it with $5 million in loss-of-value insurance."

Rovell goes on to state that loss-of-value insurance is connected to an injury policy. So, in theory, Bridgewater can only collect from a drop in the draft if it is due to the result of getting hurt of being ill. That begs the next question...is Bridgewater injured?

At the NFL Scouting Combine, every prospect in attendance is given a thorough medical examination. While results aren't made public, those reports would likely be examined should he try to file a claim. This could all obviously be moot, because as voice of the Texans Marc Vandermeer has said previously on Texans Radio, we only know what the media is thinking, not team personnel. For all we know, Bridgewater will go in the top five, and this will be a non-issue.

Still, this type of option is an interesting alternative for collegiate athletes to try and protect themselves should the worst happen. Most people remember Willis McGahee's hideous knee injury in the 2003 Fiesta Bowl and the subsequent draft fall for the University of Miami running back. Athletes, especially collegiate ones, buying insurance policies are becoming more prevalent, with Bridgewater joining a long list of players like Matt Leinart and Santana Moss.

According to a 2009 article by Dan Labbe of Cleveland.com, most insurance policies of this nature usually cost between one and 1.5 percent of the total coverage.

McGahee actually purchased coverage before that fateful hit in the Fiesta Bowl, but never actually collected on it. He went on to have a long and productive career, having amassed 8,474 yards during his 10 years in the NFL.

Perhaps the same will happen for Bridgewater. Fellow quarterback Aaron Rodgers, projected by many to be the top overall pick in the 2005 NFL draft, famously fell to the Green Bay Packers with the 24th selection. Rodgers, now a Super Bowl champion, is now one of the elite signal callers in the league. The former Cal standout has been selected to the Pro Bowl three of the last four seasons. Rodgers even recouped the losses from his draft fall, as he signed a five-year, $110 million dollar contract in 2013. $62.5 million of the deal was guaranteed, which is an NFL record.

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